Nicholas Biase

Nicholas C. Biase is a member of the Board of Directors of Findim Group S.A., a financial holding corporation for a group of companies in the real estate, agriculture and finance sectors. Prior to joining Findim in 1996, Mr. Biase served as Vice President of Refco, Inc., a company involved in the trading and brokerage in futures, foreign exchange and interest rate areas. Mr. Biase has also served as President and Chairman of the Board of Directors of the Montauk Lake Club and as a Member of the Board of Directors of Monterey Bay Bancorp (1997-2002). Mr. Biase serves on the Board of Directors of Pasa, an Italian and Spanish food company. Mr. Biase became a Director of the Bank and the Company in July 2008, having been appointed by the Board.